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Business Hours: Mon-Sat, 10:00 AM – 6:00 PM IST
Online Application
Facility
Doorstep
Service
Funding up to 90%*
of the property's market value
Pan India branch
network
Home Loan
Interest Rate
Starting from
7.75%*
for salaried/self employed professionals
and non professionals
Note: The mentioned Interest rates are Floating Rates
Home Loan
Documents Required
> Loan application form (compulsory)
> Age Proof
> Residence Proof
> Income Proof: salary slips of last 3 months
> Form 16 for last 2 years
> Latest 6 months bank statement
> Other Documents such as property title, approved plan.
> Loan application form (compulsory)
> Age Proof
> Residence Proof
> Income Proof for business and ITR
> Proof of business existence
> Last 3 years income tax returns
> Accountant-certified balance sheets last 12 months bank account statement
> Other Documents such as property title, approved plan, etc.
Home Loan
Frequently Asked Questions
You are eligible for a loan if you are a salaried, self-employed professional or a businessman. Your loan eligibility will be determined on the basis of factors such as income, age, qualifications, number of dependants, co-applicants income, assets, liabilities, stability and continuity of occupation and savings history. Further, the loan eligibility will also be dependent on the value of property selected by you.
We can fund upto 90%* of the property value in case of Home Loan and upto 70%* in case of Loan Against Property. Funding norms may vary as per lender guidelines.
Your loan is repaid through Equated Monthly Installments, which include principal and interest component. EMI repayment starts from the subsequent month of full loan disbursement, while Pre-EMI is the simple interest, payable every month till the time loan is fully disbursed.
Keeping the borrowers interest in consideration, EMI is kept unchanged till a point. In exceptional situations, the EMI is changed to support the principal repayment within a time frame.
The prime security for the loan is by way of deposit of title deeds and/or such other collateral security as may be necessary. The title of the property should be clear, marketable and free from any encumbrances.
Yes, you can prepay your home loan, but charges depend on whether your loan is floating or fixed rate. For most individual borrowers on floating-rate home loans, prepayment is free of any charges.
*Disclaimer: The information provided in these FAQs is for general guidance only and may vary based on lender policies, terms, and conditions. Loan eligibility, interest rates, tenure, and other factors are subject to change based on regulatory guidelines at the time of application.
